The Pros and Cons of the Affordable Care Act

The Pros and Cons of the Affordable Care ActFor individuals or businesses that are concerned about having to take on large medical bills that can threaten their health, the Affordable Care Act (ACA) is a good idea. This piece of legislation helps lower expenses associated with health insurance by requiring that all individuals purchase health insurance and expanding the variety of health care professionals and providers. These are just some of the benefits associated with the Affordable Care Act, and here are some of the many advantages and disadvantages of the law.The Affordable Care Act Pros and Cons, offered by the Committee for a Healthy California, outlines the benefits and pros and cons of the Affordable Care Act. The article presents several benefits of the bill, such as the option for individuals to choose from different types of insurance, such as a state specific type of insurance, or an individual type of insurance. Some of the pros of the ACA include lowering the costs of health insurance; opening up many more types of insurance plans, including those for small businesses; and making health insurance more accessible.There are also several cons of the Affordable Care Act, which is the fact that the bill does not cover pre-existing conditions. This means that an individual who has had a medical issue before may be unable to receive coverage in the future. There are some other advantages of the ACA, including the requirement that insurers cover preventive health care, such as annual physicals, screenings, and vaccinations.On the downside, the law does not cover the entire population with the help of the individual mandate. Therefore, if an individual lacks coverage, the government must pay for it. This essentially forces some individuals or families to pay thousands of dollars out of their own pockets, depending on their health history. Another disadvantage of the Affordable Care Act is that health insurance companies are allowed to charge higher premi ums for individual consumers with preexisting conditions.In addition to the pros and cons found in academic studies and in scholarly articles, there are several healthcare issues that affect the healthcare industry. For example, if an individual wants to purchase an individual policy that will cover them and their family, the act does not cover individuals who have preexisting conditions. Individuals will have to look elsewhere for a policy that will provide coverage.The Affordable Care Act has also been a big influence in how some professionals work within the healthcare industry. Because of the increased demand for healthcare workers, there is now a large demand for trained professionals. The workforce that will be necessary to comply with the new healthcare laws includes nurses, therapists, physical therapists, and chiropractors.These professionals will be required to learn about the Affordable Care Act and all of the new rules that need to be followed in order to work in an educ ation facility. Many students need to take continuing education courses so that they can keep up with the changing healthcare industry. The biggest benefit to a patient is the ability to get the proper treatment when needed.In conclusion, the Affordable Care Act has produced positive effects on healthcare in America. It has helped individuals and families that do not have insurance, as well as improving the services offered by healthcare professionals. However, the law has also affected the healthcare industry negatively, as many professional providers have chosen to hire only insured professionals, and healthcare professionals that need continuing education in order to keep up with the changing healthcare industry.